Single-family house with granny flat

Stentenbergstraße 26, 51702 Bergneustadt, Nordrhein-Westfalen

Auction in 7 days

Court notices and appraisals are published in German by the local court. Original wording is shown unchanged.

Appraised value

€320,000

Auction date

1 October 2026

10:30

25 more photos

Enforcement by a creditor

Appraised value

€320,000

Bidding thresholds

50%70%

160,000224,000

Minimum bid: below €160,000 (50% of the appraised value, five tenths in the wording of the statute) the court cannot award the property. Below €224,000 (70%, seven tenths) a party to the proceedings, a bank for instance, can block it.

Auction date

1 October 2026 · 10:30

Local court

Gummersbach in Nordrhein-Westfalen

Auction venue

Amtsgericht Gummersbach, Hauptgebäude, Steinmüllerallee 1a, 51643 Gummersbach, Etage I., Sitzungssaal 113

Case number

0068 K 0032/2024

Next steps

Bid deposit

Thursday, 24 September 2026

€32,000 (10% of the appraised market value)

Transfer deadline has passed
You can still lodge the deposit at the hearing by bank guarantee or cheque (§ 69 ZVG)
Cheque: issued on or after the third working day before the auction

Auctionin 7 days

Thursday, 1 October 2026

10:30
Amtsgericht Gummersbach in Nordrhein-Westfalen

Payment of the purchase price

approx. November 2026

The court sets the deadline, roughly 6 weeks after the award

Documents

Official court records, free to download.

Klaava Pro reads them for you: condition, defects, land register and valuation.

Read the official auction notice

The ZVG portal only serves case pages inside its own site, so this route goes through Klaava.

The data comes from zvg-portal.de, the official portal of the German federal states.

Closing costs

Bid amount

€

of the appraised market value

State

Property transfer tax6.5%€14,560

Court fee for the award (§ 54 GKG)approx. 0.5%€1,120

Land register entryapprox. 0.3%€672

Total closing costs€16,352(7.3%)

Total investment

€240,352

€224,000 purchase price + €16,352 closing costs

Bid deposit€32,000

10% of the appraised market value (§ 68 ZVG). You lodge it before the auction date. On award it counts towards your bid, otherwise you get it back. That is why it sits outside the total above.

No estate agent, no notarised purchase contract. Saving against a normal purchase approx. €11,357 (~5.1%)

Estimates. They create no legal claim.

Key facts

Property type

Einfamilienhaus

Living area

176 m²

Price per m²

€1,818

Plot size

614 m²

Year built

1954

Rooms

Occupancy

Owner-occupied

Town

51702 Bergneustadt

Property description

Detached single-family house with an annexe flat (Einliegerwohnung) and a cellar garage in the town centre of Bergneustadt, around 0.3 km north of Kölner Straße, situated in a good residential location. The building, two-storey on the street side and single-storey to the rear, was built in 1954/1955 in solid construction and extended in 1963 with a single-storey addition.

The main flat on the ground floor comprises around 112 m² and the annexe flat in the loft around 64 m², together approximately 176 m² of living area. The property is owner-occupied, and immediate transfer of possession is possible.

The state of maintenance is described as moderate to poor, with a need for renovation and completion in almost all living areas, including bathrooms, doors, windows and the external wall insulation. For buyers skilled in trade work, the good location nevertheless offers potential for improvement.

Klaava Pro

What Pro adds for this property

9 findings from the appraisal, 1 of them rated severe
Valuation: Cost approach, Income approach, Property yield rate
Land register: Sheet, Cadastral district
2 units with floor area, actual rent and market rent
Timeline of modernisation work, with years
Energy: Heating type, Energy source
2 more key facts
25 more photos of this property

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Official property description

The court’s wording

Laut Wertgutachten handelt es sich um

1. ein erschlossenes unbebautes Gartengrundstück. Ein qualifizierter Bebauungsplan ist für diesen Bereich nicht vorhanden.

2. ein Grundstück samt Einfamilienhaus mit ca. 176 m² großer Wohnfläche mit Einliegerwohnung im Dachgeschoss, 2 Balkonen und einer Kellergarage in Bergneustadt, Stentenbergstraße 26. Das Gebäude befindet sich insgesamt in einem mäßigen bis schlechten Unterhaltungszustand.

English translation

According to the valuation report, this concerns

1. a serviced, undeveloped garden plot. A qualified development plan (Bebauungsplan) does not exist for this area.

2. a plot together with a single-family house with approx. 176 m² of living area with an annexe flat in the loft, 2 balconies and a cellar garage in Bergneustadt, Stentenbergstraße 26. The building as a whole is in a moderate to poor state of maintenance.

Wording of the local court, taken from the official auction notice.

All information is given without warranty. The information shown was extracted automatically from official documents using AI and can be incomplete or wrong. Klaava accepts no liability for decisions made on the basis of this data. Only the official notices of the competent local court and the valuation report are authoritative.

What the surveyor's report says

Building condition

Poor

The expert describes the state of maintenance as moderate to poor with numerous defects on the ground floor and loft, including unfinished bathrooms, exposed pipework and missing window sills.

Construction

Massivbau aus Beton und Mauerwerk. Satteldach in Holzkonstruktion mit Dachziegeln aus Beton. Fenster aus Kunststoff oder Holz, doppelt verglast.

Findings of the surveyor · 9 findings