Klaava guides
Guides for newcomers and professionals: from how a sale runs to financing and reading a valuation report.
Step by step: the procedure, who may bid, the minimum bid, the deposit and what happens after the award. Everything to know before your first German auction.
Appraised values at German foreclosure auctions in 2026: medians by federal state, property type and square metre from 2,780 current proceedings, with method.
Building defects in foreclosure appraisal reports: which damage experts list most often, how large the deductions are and how to check them before bidding.
Undeveloped land at a German foreclosure auction: what 394 current cases show, how farmland and building plots are valued, and the seven points to check first.
Partition auctions in a German community of heirs: who may apply, how the procedure runs, what it costs and which options co-heirs have before and at the hearing.
Land charges at a German foreclosure auction: which rights are extinguished by the award, which survive and how to calculate the real price before you bid.
Germany's partition auction explained: who can apply, how the procedure runs, what differs from a creditor-driven foreclosure and what bidders must check first.
Remaining useful life in German auction reports: how experts derive the figure, how strongly it moves the market value and how to check it in ten minutes.
There is no right to view a property before a German foreclosure auction. Which routes still work, how often the court appraiser gets inside, and how to bid without a viewing.
How a foreclosure auction hearing runs at a German local court: the opening reading, the bidding hour, the bid deposit and the award, with every statute and deadline.
The cost approach, the income approach and the sales comparison approach: how the appraised market value is arrived at in a German foreclosure report, and what to check.
How the appraised market value is arrived at in a German foreclosure: the report, the valuation methods, typical deviations and what it means for your bid.
What happens to tenants when a German property is sold at foreclosure auction? The tenancy, protection from eviction and the rights of tenants and buyers under §§ 57 and 57a ZVG.
What is the minimum bid at a German foreclosure auction? The 50 % and 70 % thresholds under §§ 74a and 85a ZVG, explained plainly, with worked examples for bidders.
Closing costs at a German foreclosure auction: property transfer tax, land registry fees and what falls away compared with an ordinary purchase. With worked examples.
What deposit do you need at a German foreclosure auction? Amount, accepted means of payment and what happens if you do not pay. All under § 67 ZVG.
When is a German foreclosure auction stayed? §§ 30 and 30a ZVG explained: a stay on application, a temporary stay, and what it means for bidders.
Buying an apartment at a German foreclosure auction: service charges, the maintenance reserve, homeowners association rules and arrears explained. What bidders must check.
How much property transfer tax do you pay at a German foreclosure auction? Every state's rate, worked examples, and what bidders really have to budget for.
What happens to a right of residence or a usufruct at a German foreclosure auction? The rights explained, how they cut the value, and how to calculate the discount.
Where do you find German foreclosure auction dates? An overview of the sources: zvg-portal.de, the local courts and Klaava. With search tips for your target region.
Working out the yield on a German foreclosure purchase: gross and net rental yield with the formulas and worked examples for investors.
Buying a home to live in at a German foreclosure auction: the opportunities, the risks, and what owner-occupiers must watch that investors need not. With notes on financing.
What happens when the property you bought is still occupied? The legal position for owners and tenants, how eviction runs and how long it takes.
What are the real risks at a German foreclosure auction, and where do the opportunities lie? An honest analysis for buyers who want to decide with their eyes open.
How to work out your maximum bid, avoid emotional mistakes and handle the auction hearing with a plan. With a checklist and a worked calculation.
Which banks finance German foreclosure auction properties, what conditions apply, and how to lock in your financing before the bidding starts.
How to read a German foreclosure valuation report systematically, judge the defects properly and question the appraised market value. With a step-by-step guide.