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Detached house in an outlying location

Stakenberg 9, 42579 Isenbügel, Nordrhein-Westfalen

Auction in 4 days

Court notices and appraisals are published in German by the local court. Original wording is shown unchanged.

Appraised value

€327,830

Auction date

28 September 2026

10:00

Enforcement by a creditor

Appraised value

327,830

Bidding thresholds
50%70%
163,915229,481

Minimum bid: below €163,915 (50% of the appraised value, five tenths in the wording of the statute) the court cannot award the property. Below €229,481 (70%, seven tenths) a party to the proceedings, a bank for instance, can block it.

Auction date

28 September 2026 · 10:00

Auction venue

Amtsgericht Velbert, Hauptgebäude, Nedderstraße 40, 42549 Velbert, Etage E, Sitzungssaal 3 (EG)

Case number

0014 K 0004/2025

Procedure

Partition auction

Next steps

Bid deposit

Monday, 21 September 2026

  • €32,783 (10% of the appraised market value)
  • Transfer deadline has passed
  • You can still lodge the deposit at the hearing by bank guarantee or cheque (§ 69 ZVG)
  • Cheque: issued on or after the third working day before the auction
Auctionin 4 days

Monday, 28 September 2026

  • 10:00
  • Amtsgericht Velbert in Nordrhein-Westfalen
Payment of the purchase price

approx. November 2026

The court sets the deadline, roughly 6 weeks after the award

Documents

Official court records, free to download.

Klaava Pro reads them for you: condition, defects, land register and valuation.

Read the official auction notice

The ZVG portal only serves case pages inside its own site, so this route goes through Klaava.

The data comes from zvg-portal.de, the official portal of the German federal states.

Closing costs

Bid amount

of the appraised market value

State

Property transfer tax6.5%€14,885
Court fee for the award (§ 54 GKG)approx. 0.5%€1,145
Land register entryapprox. 0.3%€687
Total closing costs€16,717(7.3%)

Total investment

€245,717

€229,000 purchase price + €16,717 closing costs

Bid deposit€32,783

10% of the appraised market value (§ 68 ZVG). You lodge it before the auction date. On award it counts towards your bid, otherwise you get it back. That is why it sits outside the total above.

No estate agent, no notarised purchase contract. Saving against a normal purchase approx. €11,610 (~5.1%)

Estimates. They create no legal claim.

Key facts

Property type

Einfamilienhaus

Living area

186 m²

Price per m²

€1,763

Plot size

3,353 m²

Year built

1958

Occupancy

Owner-occupied

Town

42579 Isenbügel

Property description

Detached house with garage in an outlying location near Heiligenhaus, south of Ruhrstraße in a wooded, hilly area. The residential building was erected in 1958/59 and later extended in 1969/70 and 1981/82. The single garage dates from 1966. The building comprises a partial basement with garage, ground floor and a converted attic storey with a total of three bathrooms. The fittings essentially date from the 1980s. The property currently stands vacant and shows extensive need for modernisation.

The outdoor facilities are unkempt and in need of cultivation. The undeveloped plots are impassable due to being overgrown. Access is via unpaved private tracks. Bus stops are approximately 600 m away, the nearest railway station approx. 3.5 km, shopping facilities approx. 2.3 km and the A 44 approx. 4.5 km away. The outlying location largely precludes further development.

Klaava Pro

What Pro adds for this property

  • 4 findings from the appraisal, 1 of them rated severe
  • Valuation: Cost approach, Income approach, Property yield rate
  • Land register: Cadastral district
  • Timeline of modernisation work, with years
  • Energy: Heating type, Energy source
  • 3 more key facts
  • 2 more photos of this property
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Official property description

The court’s wording

Laut Gutachten handelt es sich um ein Einfamilienhaus mit Garage und Freiflächen. Die Wohnfläche beträgt ca. 186 m². Die Flurstücke befinden sich im Landschaftsschutzgebiet.

Der Antragsteller ist unter der Tel.Nr. 0160/945 131 77 zu erreichen.

Die Sicherheitsleistung ist auf folgendes Konto zu zahlen:

Landesbank Hessen-Thüringen (Helaba); Kto. 1474816; BLZ 300 500 00; IBAN: DE08 3005 0000 0001 4748 16; BIC: WELADEDD. Empfänger ist die Zentrale Zahlstelle Justiz in Hamm.

Die Überweisung sollte das Aktenzeichen, Amtsgericht Velbert, Datum der Versteigerung und den Hinweis "Bietsicherheit" enthalten.

Der Auftraggeber der Überweisung muss mit dem späteren Bieter identisch sein, da die Sicherheitsleitung sonst nicht als erbracht angesehen werden kann.

Weitere Ausführungen befinden sich unter „Hinweise für Bieter“ im Internet unter www.zvg-portal.de.

English translation

According to the expert report, this is a detached house with garage and open land. The living area is approx. 186 m². The plots are located in a landscape protection area.

The applicant can be reached on tel. no. 0160/945 131 77.

The security deposit is to be paid into the following account:

Landesbank Hessen-Thüringen (Helaba); account 1474816; sort code 300 500 00; IBAN: DE08 3005 0000 0001 4748 16; BIC: WELADEDD. The recipient is the Zentrale Zahlstelle Justiz in Hamm.

The transfer should state the case reference, Amtsgericht Velbert, the date of the auction and the note "Bietsicherheit".

The party instructing the transfer must be identical with the later bidder, as otherwise the security deposit cannot be considered provided.

Further details can be found under "Notes for bidders" on the internet at www.zvg-portal.de.

Wording of the local court, taken from the official auction notice.

All information is given without warranty. The information shown was extracted automatically from official documents using AI and can be incomplete or wrong. Klaava accepts no liability for decisions made on the basis of this data. Only the official notices of the competent local court and the valuation report are authoritative.

What the surveyor's report says

Building condition

Poor

Substantial work needed. Budget for refurbishment.

Construction

Massive Bauweise mit Teilunterkellerung, die auch eine Garage einschließt. Aluminiumfenster.

Findings of the surveyor · 4 findings

  • Interior fit-out
  • Grounds (2)
  • Building services

Read out of the market value report written by the court-appointed surveyor.