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End-of-terrace house with garage

Rossberg 14, 52525 Kirchhoven, Nordrhein-Westfalen

Auction in 11 days

Court notices and appraisals are published in German by the local court. Original wording is shown unchanged.

Appraised value

€258,000

Auction date

5 October 2026

11:00

Enforcement by a creditor

Appraised value

258,000

Bidding thresholds
50%70%
129,000180,600

Minimum bid: below €129,000 (50% of the appraised value, five tenths in the wording of the statute) the court cannot award the property. Below €180,600 (70%, seven tenths) a party to the proceedings, a bank for instance, can block it.

Auction date

5 October 2026 · 11:00

Auction venue

Amtsgericht Heinsberg, Hauptgebäude, Schafhausener Str. 47, 52525 Heinsberg, Etage EG, Sitzungssaal 16

Case number

0091 K 0004/2022

Next steps

Bid deposit

Monday, 28 September 2026

  • €25,800 (10% of the appraised market value)
  • By bank transfer to the court cash office
  • The court must have the money before the auction starts

Alternative: a crossed cheque or a bank guarantee at the hearing (§ 69 ZVG)

Auctionin 11 days

Monday, 5 October 2026

  • 11:00
  • Amtsgericht Heinsberg in Nordrhein-Westfalen
Payment of the purchase price

approx. November 2026

The court sets the deadline, roughly 6 weeks after the award

Documents

Official court records, free to download.

Klaava Pro reads them for you: condition, defects, land register and valuation.

Read the official auction notice

The ZVG portal only serves case pages inside its own site, so this route goes through Klaava.

The data comes from zvg-portal.de, the official portal of the German federal states.

Closing costs

Bid amount

of the appraised market value

State

Property transfer tax6.5%€11,765
Court fee for the award (§ 54 GKG)approx. 0.5%€905
Land register entryapprox. 0.3%€543
Total closing costs€13,213(7.3%)

Total investment

€194,213

€181,000 purchase price + €13,213 closing costs

Bid deposit€25,800

10% of the appraised market value (§ 68 ZVG). You lodge it before the auction date. On award it counts towards your bid, otherwise you get it back. That is why it sits outside the total above.

No estate agent, no notarised purchase contract. Saving against a normal purchase approx. €9,177 (~5.1%)

Estimates. They create no legal claim.

Key facts

Property type

Einfamilienhaus

Living area

107 m²

Price per m²

€2,411

Plot size

374 m²

Year built

1973

Rooms

6

Occupancy

Owner-occupied

Town

52525 Kirchhoven

Property description

End-of-terrace house with garage in the Lieck district of Heinsberg, conveniently located between Köln, Düsseldorf, Aachen and Maastricht. The two-storey building with full basement and unconverted attic was built in 1973 in solid construction on a 374 m² plot.

The house comprises 6 rooms, kitchen, hallway, guest WC, bathroom and conservatory. It is occupied by the owners themselves, there is no tenancy, so possession can transfer after the award.

Damage was found on the conservatory during the external inspection, and the outdoor facilities including the garden shed are in a neglected condition. The renewal of the heating, windows and facade insulation carried out in 2006 provides a solid basis for buyers wishing to modernise the property further.

Klaava Pro

What Pro adds for this property

  • 4 findings from the appraisal
  • Valuation: Cost approach, Income approach, Property yield rate
  • 1 entry in section II, meaning encumbrances and restrictions
  • 3 units with floor area, actual rent and market rent
  • Timeline of modernisation work, with years
  • Energy: Heating type, Energy source
  • More key facts: Remaining useful life and 1 more
  • 5 more photos of this property
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Official property description

The court’s wording

Fertiggestelltes Bestandsobjekt in Form eines mit einem zweigeschossigen, voll unterkellerten Reihenendhaus mit nicht ausgebautem Dachgeschoss und Garage bebauten Grundstück

English translation

Completed existing property in the form of a plot developed with a two-storey end-of-terrace house with full basement, unconverted attic, and garage

Wording of the local court, taken from the official auction notice.

All information is given without warranty. The information shown was extracted automatically from official documents using AI and can be incomplete or wrong. Klaava accepts no liability for decisions made on the basis of this data. Only the official notices of the competent local court and the valuation report are authoritative.

What the surveyor's report says

Construction

Satteldach als Holzkonstruktion mit Faserzementplatten, vermutlich asbesthaltig. Kunststofffenster, doppelt verglast, mit Rollläden.

Findings of the surveyor · 4 findings

  • Facade
  • Roof
  • Grounds (2)

Read out of the market value report written by the court-appointed surveyor.